Auto insurance

Covers liability for damages because injury and/or damage to property of another person caused by an accident.

Covers damage, caused by collision, to an owned automobile or non-owned auto at actual cash value and does not cover any decrease in value of the vehicle after it is repaired.

Covers damage, other than collision, to an owned automobile or non-owned automobile, as defined in the policy, at actual cash value, if caused by certain named perils other than collision. The maximum amount of coverage is the actual cash value of the insured vehicle and does not cover any decrease in value of the vehicles after repairs are made.

Covers damages an uninsured is legally entitled to recover for bodily injury or death in an accident from the owner or operator of an uninsured vehicle or underinsured vehicle.

Covers medical-related expenses to treat injuries to a covered person and funeral expenses of a deceased covered person if the injury or death was caused by an accident.

Pays for alternative transportation in the event a vehicle insured under collision for comprehensive coverage suffers a covered loss.

Covers damage to or loss of an owned automobile or non-owned automobile caused by certain specified perils. Maximum amount payable is actual cash value without any payment for decrease in value of an insured vehicle after it is repaired. No deductible applies to this coverage, except a $25 deductible applies to loss caused by malicious mischief or vandalism.